Cross Choice

Cross Choice empowers members with access to reduce the cost of health care. In addition to the wide range of benefits available through your Cross Choice membership, it also includes Reference-Based Pricing (RBP), that gives you Medicare approved rates at hospitals, inpatient/outpatient facilities, and office visits.

With Cross Choice you and your provider have total transparency. You both will receive an Explanation of Benefits (once your provider submits a claim to Cross Choice). It will show the billed and Reference-Based Pricing amounts.

Reference-Based Pricing is not a discount program, it’s a process by which you receive Medicare approved rates. You are now on a level playing field with large insurance companies.

ALL CLAIMS are calculated from a formula of 600-800% above Medicare approved amounts.

If you are not happy paying the full amount or do not have traditional insurance, you need Cross Choice.

The following examples are real savings from real people using RBP.

Example 1 – (Jim, MO) – A billed amount of $1,702 was recently settled for $621.

Example 2 – (Celeste, GA) – A billed amount of $42,177 was settled for $9,984.

Example 3 – (Jared, OR) – A billed amount of $16,822 was settled for $4,327.

The four reasons you will want to sign up today are the exact same four reasons you will want to keep Cross Choice for many years after you sign up.

Sign Up	Reason to Keep
1. Reference-Based Pricing	1. Reference-Based Pricing
2. Monthly Savings	2. Monthly Savings
3. Wide range of discounts	3. Wide range of discounts
4. Cross Choice Rewards Program (CCRP)	4. Cross Choice Rewards Program (CCRP)

FACT IS, LIFE HAPPENS

It simply makes no since what-so-ever to take chances with your family’s financial future when you can get coverage this good, at this great of a price.

VERIFIABLE STATISTICS

1. How many people in America today do not have health coverage?
   Answer: Over 44 million
2. The percent of adults who had contact with a health care professional in the past year.
   Answer: 85.1 %
3. The percent of children who had contact with a health care professional in the past year.
   Answer: 93.6 %

Don’t take the chance. Take two minutes and sign up now! You are going to need it!

WHAT THIS MEANS TO YOU

The savings are obvious! You save two ways – Monthly, and when a provider performs a service!

Insurance companies never pay a billed amount. The amount paid is always based off of Medicare approved charges.

Did you know that the national average health care cost for inpatient hospital stay is $10,700? Did you know the average deductible for traditional insurance is $7,000-$10,000?

Let’s do some math - $800 monthly premium (12 months) = $9,600 (please input your own numbers)
$9,600 + $7,000 = $16,600
CROSS CHOICE - $65 monthly for 12 months = $780

That’s a saving of $15,820 annually! (Based off of your numbers, it could be more or less.)

Cross Choice Rewards Program (CCRP)

This is how simple CCRP is and it only happens with Cross Choice!

1. After five (5) continuous years, regardless of claims, you will receive 25% of your membership premium back.

2. After ten (10) continuous years, regardless of claims, you will receive 50 % of your membership premium back.

Learn more about Cross Choice Rewards Program (CCRP)

It’s time for you to take charge of your health care cost; start saving today!

Pioneers in the Health Care Industry changing lives one at a time.